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Innovative Financing Solutions
Building trusted relationships is the cornerstone of how we do business. As a dependable, collaborative partner, we provide a steady hand to see deals from start to completion.
About Vi Capital Lending

Vi Capital Lending understands the unique complexities of startups and growth stage companies. We’re able to quickly and efficiently structure loans to help your business flourish.


Our specialty is providing loans to small and medium sized businesses whose needs are increasingly not being met by traditional financing sources.

At Vi Capital Lending, we pride ourselves on being nimble and adaptive. As market conditions change, we can continue to serve our clients throughout the credit cycle. 


We have the flexibility and creativity to structure deals

that are customized for a company’s unique financial situation. From the credit worthy to the credit challenged, we get the right loan for you. 

Principle - CEO
Matthew B. Coleman

Matthew is a 25 year entrepreneur with experience in information technology, financing, real estate, automotive and community service with a bachelors degree along with years of experience, he provides service with a passion. His corporate training at BFI (fortune 500) gave him the invaluable  corporate structure. Working his way up to Major Accounts show his commitment to success. Matthew also currently owns a car dealership and also has owed and managed multiple rental property for over 22 years. being one of the managing partner at JMP Start Development adds tremendous value to being a real estate lender.  This luxury home building company focuses on modern style commercial and residential builds along with modern renovations

The combination of funding and building is perfect perspective to consult our clients with quality information.


Jr. Partner 
Kevin Jerome 

Kevin has been in the finance arena for roughly 8 years. He began his career as an intern with Northwestern Mutual. As an intern from 2014-2016 he was in the top .01% of the company which has a top ten internship. He was the top intern in the entire southern region of the United States for Northwestern. His last year as an intern he was the #6 producing intern in the entire country. As a first-year associate, he hit the prestigious Pacesetter 40 which is accumulating 40 new clients within a 7 month window. He is now a junior partner with VI Capital lending bringing his expertise in financial planning to the hard money lending side. Kevin is client driven and wants the best for his clients


Sr. Consultant
Emelda Harris

Mrs. Emelda Harris is a veteran Finance professional with 20 years of experience in a wide range of roles in finance, management, leadership and advisory positions. Harris’s professional career includes commercial lending, corporate finance, equipment financing, private equity, joint venture projects and residential lending. 

 Evaluate businesses for project funding by completing an initial assessment of client funding needs, financial statements, reviewing concepts, feasibility, strategy, existing competition, the market, weaknesses, management’s teams’ and the exit plan. Analyze and interpret data to unearth weaknesses and problems and comprehend the causes. 

Financial Analyst: she has worked on several consulting projects that provided key recommendations to Senior 

Recent Client Engagements: Commercial Construction of Multi Family Real Estate Development, Healthcare Ambulatory Center, Hotel, Commercial Lines of Credit, Commercial Insurance, Crude Oil, Jet Fuel, Green Energy, and Frac n Sand and Entertainment.


Sr. Consultant
Nikeya Kelly

Nikeya has almost 20 years of experience as a financial and business strategist, Nikeya Kelly specializes in building relationships, problem solving and promoting synergy across business lines to drive marketplace competitive edge and enhance profitability. 
Nikeya began in the financial services industry as a fully licensed Financial Planner with American Express 17 years ago and continued to work for other major financial institutions like Citigroup and Morgan Stanley. Nikeya also was VP at Ambergris Consulting, a consulting firm, in New York City. 
Ms. Kelly earned a B.A. degree in International Relations with a concentration in Latin American Economic Development from Connecticut College. She earned an M.B.A. degree in finance from Hofstra University and has studied and lived in both Bolivia and Kuwait. 
As part of her dedication to financial wellness, education and gender equality,   . ​ 


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